Credit card debt is an all-too-common problem. Although not everyone has credit card debt, among households that do, the average debt amount is just over $16,000, a staggering amount that can take years to pay off. If you’re carrying around some credit card debt, it’s natural to wonder at what point you should be concerned […]
Archives for November 2017
6 Reasons a Higher Education Helps You Prepare for the Worst
Worst case scenarios strike more often than most would like to admit. While many things can be done now to prepare for the worst, some people tend to overlook the training that they have already been through. Going to college can help many individuals prepare for the worst – often in the ways portrayed by […]
THINGS ALL POTENTIAL CREDITORS DO BEFORE MAKING LENDING DECISIONS
Getting a loan from a creditor can be difficult. Getting the paperwork in is just the beginning of the process. Below are fives things that all potential creditors do before they make a decision about lending money. Credit Check Lenders always check your credit. According to Dave Ramsey, a credit score is exclusively a […]
CREDIT REPAIR SCAMS
You see the ads in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims: “Credit problems? No problem! We can erase ALL of your bad credit-100% GUARANTEED.” “Create a […]
