Being involved in a car accident can be an extremely traumatic event. The situation can be exacerbated further if you need to go to court. Not only does going to court cause stress, but it can also be expensive. Litigation is not cheap, and it is not always easy to find the funding that you need to cover the court costs. Here are three ways to come up with funding for these expenses:
Find a Pro Bono Lawyer
Finding a pro bono lawyer can help to defray the costs associated with taking a car accident case to court. Lawyers who offer their time and assistance do not charge fees for this service. While you may not get to be as selective with your representation, going the pro bono route mitigates the stress of being stuck with a high lawyer bill. There are a variety of places to find a pro bono lawyer. Some places to start, include legal aid societies and the county or state bar association.
Find Pre-Settlement Funding
By locating a company or organization willing to provide pre-settlement funding, you can make a significant dent in the court costs. According to US Direct Advance, one of the benefits of a pre-settlement loan is that it is repaid with the court awarded settlement, so if you aren’t awarded anything, there is nothing to pay back. While this may be a boon to your pocketbook, it is important to read the fine print so that you are not left with costly interest rates and fees. This cash advance is usually capped at 15–20 percent of the total estimated value of your settlement. Insurance companies are an ideal place to start when looking to secure this type of funding.
Work on a Contingency Basis
The biggest cost of any court case is almost always the fees that go toward the legal representation. You may be tempted to represent yourself in courtin an effort to defray these costs. However, most people are better off working with a car accident lawyer who can investigate the accident, interview witnesses, and apply their knowledge of local laws. You may even be able to hire a lawyer on a contingency basis. According to Crowell Law Offices, working on contingency means that the lawyer will not collect money up front, but rather bill the client once a settlement is reached. This is one way to get representation without breaking the bank.
By considering these three options, you can help to take the sting out of the ongoing crisis that results from a car accident. While it is never going to be a pleasant experience, saving money will help you to get closure and move on.
If you’re struggling with funding for other things as well as court costs, consider purchasing one of our packages to help get your budget back on track.